Almost two-thirds of Billboard Insider readers have used bank debt to grow their out of home companies.  Here are the results of our readers poll concerning what forms of debt financing people have used to grow their out of home companies:

Insiders Take: We are surprised at how many companies use conventional bank financing compared to private lending.  Out of home loan underwriting is unique because mature out of home companies typically don’t have liquid assets, a big net worth or net income – three of the things most banks look for.  On the other hand we have been coming off several years of easy credit markets and banks tend to enter out of home during easy credit markets and depart from out of home during recessions or tight credit markets.

We will write a series of columns discussing the pros and cons of each form of debt financing.

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